Willowbrook1519 Estelea GroveNew Braunfels, TX 78130

Where the outdoors and southern hospitality brings all families together. Named after the Germany town, Braunfels the culture remains and is celebrated each year. Wurstfest is an annual celebration held every November for 10 days with German inspired food, drinks and music. The cold spring Rivers bring many tourists and locals together during the summer months. Whether it's tubing down the Guadalupe or camping off the Comal river. The original Schlitterbahn Water park is located here and is packed with water slides, rides and splash pads. Enjoy strolls through the historic downtown shopping at local antique boutiques, restaurants and family-owned bakeries. Located just around the corner is Texas' oldest dance hall where many musical artists tour each year to share their songs at Gruene dance hall! Landa Park has been honored as one of Texas’ Legacy Parks, where you can enjoy a variety of amenities under the shade of the giant oak trees that line the 51-acre park. Amenities include miniature golf, miniature train rides, paddle boats, fishing pier, sand volleyball and multiple jungle gyms. New Braunfels is overflowing with old world heritage and small-town Texas charm, make it your home today! What Is a USDA Loan? Am I Eligible for One? USDA loans are zero-down-payment mortgages that can open paths to homeownership for rural and suburban homebuyers. A USDA home loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. USDA loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program, a part of the U.S. Department of Agriculture. Most USDA loans are issued by partner lenders, though the department can grant them directly to qualified borrowers with incomes below a certain limit. In addition to having no down payment requirements, USDA home loans often also have lower rates than conventional mortgages because the government is taking on the risks associated with lending. And, USDA loans don’t require borrowers to pay for traditional private mortgage insurance, or PMI. USDA loans can be a great tool to unlock homeownership for qualified borrowers. However, buyers have to meet certain requirements, including purchasing property within specific areas outlined by the agency. Qualifying for a USDA-guaranteed mortgage: Income limits to qualify for a USDA-guaranteed home loan issued by a partner lender vary by location and household size. USDA-guaranteed home loans can fund only owner-occupied primary residences. Borrowers must also: Be a U.S. citizen or permanent resident. Have a proven history of dependable income. Have a credit history that demonstrates a reliable ability to repay debts, and a score of at least 640 to qualify for streamlined processing. Borrowers without credit history can be evaluated through alternative criteria.