For a 30-year conventional loan on a $600,000 home with a 10% down payment, $540,000 loan amount, 760 FICO score, and $9,563.00 in closing fees, with a note rate of 5.99% | 6.079% APR, the monthly temporary buydown principal and interest payments are as follows: P&I payment of $2,574.93 calculated at 3.99% for payments 1-12, $2,895.54 calculated at 4.99% for payments 13-24 and, $3,234.10 calculated at the note rate of 5.99% for payments 25-360 . Principal and interest only payments shown. Does not include mortgage insurance, property taxes, hazard insurance, and HOA dues. Scott Felder Homes locked-in, through Southern Lending Services, Interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates available until pool of funds is depleted or promotion expires. Interest rate offered applies only to Scott Felder Homes financed through Southern Lending Services for a borrower’s principal residence. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time with no prior notice. Rate is subject to Agency Loan Level Pricing Adjustments for FICO score and Loan to Value. APR and terms available as of 06/14/2024 and are subject to change at any time. Limited to select homes financed by Southern Lending Services. Participating in the lock program is not a commitment to lend. Lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Scott Felder Homes. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with Southern Lending Services. Locking is done at the borrower’s discretion and all rates / fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. ©2023 Southern Lending Services, Ltd., 8911 N. Capital of Texas Highway #4300F, Austin, TX 78759 NMLS# 342900